Business Plan Template & Small Business PlannerBusiness Plan Template & Small Business Planner — Financial Projections, Bookkeeping, Inventory, Orders & Invoices

Most business plan templates stop at the blank page: you still have to invent the numbers and keep them consistent across thirteen sections. This one writes with you. Every section asks a guiding question and offers an example you can drop in and edit, a progress ring tells you how much is left, and the financial projections are calculated rather than typed — change one assumption and the 12-month table, the 3-year summary, the break-even point and the chart all follow.

Then the plan keeps working after it is written. The same tool records your income and expenses, bills and taxes, orders, invoices, customers, stock and pricing — so the projections can be checked against what actually happened. It is a web app that opens in your browser, works offline and saves on your device.

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At a Glance

• Format: Web app (opens in your browser, works offline, saves on your device)
• Devices: Computer, tablet and phone browsers (Chrome, Safari, Edge, Firefox)
• Privacy: Your plan, figures, orders and photos stay on your device. Nothing is uploaded.
• Export: Printable PDF business plan, plan as a text document or copied text, spreadsheets (CSV), an Excel workbook, printable reports and invoices, chart images, full backup and restore
• Languages: English, Vietnamese and Chinese, with five color themes

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The Business Plan

Thirteen sections, written in the order a reader expects:

1. Executive Summary — the short version, written last
2. Company Description — what the business is and who runs it
3. Problem, Solution & Value — what you fix and why you are worth paying
4. Market Analysis — market size and customer personas
5. Competitor Analysis — a side-by-side table of who else is selling this
6. Products & Pricing — filled from the products and prices you already entered
7. Marketing & Sales Plan — the channels you sell through
8. Operations Plan — materials, suppliers and fixed costs
9. Team & Roles — who does what, and what that costs each month
10. Milestones & Roadmap — what happens by when
11. Funding Request & Use of Funds — how much you need and where it goes
12. Financial Projections — see below
13. SWOT Analysis — strengths, weaknesses, opportunities, threats

Plus a One-Page Plan Canvas: your whole plan on a single page, assembled from the sections you have already written.

How writing works: each field carries a guiding question, an example you can insert with one click and then rewrite in your own words, a word count and a completion percentage. The dashboard shows how complete the plan is and which section to open next.

How you hand it over: preview and print the whole plan as a PDF document with a cover page, contents and every table; download it as a text document; or copy it as text to paste into a document or an email.

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The Financial Projections

Entered once as assumptions, calculated everywhere else:

• 12-month, month-by-month table: revenue, cost of goods, operating expenses, net profit and cash balance for each month, with a chart
• 3-year summary: year one from the monthly table, years two and three from growth rates you set
• The answers lenders ask for: break-even revenue, the first profitable month, the lowest cash balance in the year, estimated tax for year one, and total startup costs
• Your assumptions: starting monthly revenue or units sold, monthly growth, cost of goods, variable costs such as fees and marketing, fixed costs per month, team cost, cash on hand at the start, and year two and three growth
• Shortcuts instead of guesswork: pull the assumptions from your own books (your last three months of revenue, cost of goods and fixed bills), or drive them from a saved pricing scenario so the revenue line follows a real unit price
• A warning when it will not work: if cash drops below zero during the year, it says which month and roughly how much more you need

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The Operations Tools That Feed the Plan

• Income & Expenses: log income and expenses by sales channel, attach receipt photos, filter and search the ledger, set a monthly budget per category, and read a profit and loss (P&L) statement for any date range with the change against the previous period.
• Bills & Taxes: recurring bills with due dates and a mark-paid button that writes the expense for you; a tax set-aside estimate with a rate you choose, quarterly estimates and a payment log; and a business mileage log with a deduction estimate.
• Orders: a board you drag orders across, from Pending to Completed. Shipping an order subtracts the finished stock, and moving it back restores it. Marking it paid records the income and the channel fee.
• Invoices: line items, tax and discount, overdue detection, mark sent or paid, and a printable invoice. Marking one paid writes the matching income line.
• Customers: lifetime value, a VIP rule you set, repeat and source filters, and each person's order and invoice history.
• Inventory: raw materials with unit costs, stock levels and reorder alerts; products built from a bill of materials (the list of materials that goes into one item) so you see unit cost and margin; make-a-batch subtracts the materials; and a restock list.
• Pricing Calculator: materials, labor, packaging, overhead, channel fee and target margin give you a retail price, a wholesale price, profit per unit and the units you must sell each month to break even. Save scenarios, apply a price to a product, and feed the plan's revenue assumptions.
• Dashboard: projected revenue and net profit, break-even month, plan completeness, funding request, open orders and unpaid invoices, with a date-range selector, drill-down cards, a 12-month cash-flow chart and prioritized alerts.
• Quick search: press Ctrl+K (or Cmd+K on a Mac) to jump to any section or start any action.

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Who It's For

Anyone who needs a written business plan and then has to run the business it describes: new owners preparing a plan for a lender, an investor or a grant; makers, boutique owners and online sellers who sell physical products; and existing small businesses that want the plan, the books, the stock and the orders to stop living in separate spreadsheets.

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What's Included

• The business plan builder with 13 sections, guiding questions, insertable examples and a One-Page Plan Canvas
• Live 12-month and 3-year financial projections with break-even, cash and tax estimates
• Seven operations sections: Income & Expenses, Bills & Taxes, Orders, Invoices, Customers, Inventory and the Pricing Calculator
• A dashboard, a built-in user guide and sample shop data so you can see everything working, with buttons to clear the samples or reload them
• A photo on every card, which you can replace with your own by upload or drag-and-drop
• English, Vietnamese and Chinese interfaces, five color themes, and a choice of currency (USD, EUR, GBP, VND, CNY, AUD or CAD)
• Backup and restore for moving everything to another computer

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How to Use It

1. Open it: after payment you receive a link on the confirmation page and by email. Open it in your browser, then enter your business name, currency and preferences in Settings.
2. Write the plan: open Business Plan and work down the sections. Insert an example when a question stalls you, then rewrite it in your own words.
3. Set the projections: in Financial Projections, enter your assumptions, or pull them from your books or a saved pricing scenario, and read off the break-even point and the first profitable month.
4. Print or send it: preview and print the plan as a PDF document, download it as a text document, or copy it as text.
5. Run the business: record income and expenses, move orders across the board, send invoices and keep stock and prices current, then check each month against the plan and save a backup from Settings.

This is a planning and organization tool, not accounting, tax, legal or investment advice. Check your figures with a qualified professional before filing, invoicing or submitting a loan application.